Water Wine Capital Group

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Funding

Early-Stage Capital
Expansion Capital
Business Incubator
Co-operative Union Loans
Fuel Ambition, Drive Impact

Your Pathway to Growth

At Water Wine Capital Group, we provide tailored funding solutions for entrepreneurs, businesses, and innovators across Africa. Whether you’re launching a startup, scaling operations, or securing personal financial goals, our platform offers capital, expertise, and networks to turn visions into reality.

Early-Stage Capital

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Launch with Confidence

Empower Your Startup’s Journey

Designed for businesses 2–3 years old with a proven team and growth potential.

Key Details:

  • Funding Range: 5,000–100,000 (debt/equity options).

  • Eligibility:
    ✅ African-based ventures.
    ✅ Clear financial projections and market analysis.
    ✅ Management team with industry experience.

  • Benefits:

    • No collateral required.

    • Cash flow-based assessments.

    • Access to mentorship and investor networks.

Expansion Capital

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Scale Strategically

Accelerate Market Reach

For established businesses ready to enter new markets or enhance operations.

Key Details:

  • Funding Range: 50,000–500,000+.

  • Eligibility:
    ✅ Minimum annual revenue: $50,000 (existing businesses).
    ✅ Detailed expansion plan with regional impact metrics.

  • Benefits:

    • Milestone-based disbursements.

    • Flexible repayment terms (loans/equity).

    • Priority access to cross-industry partnerships.

Business Incubator

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Nurture Innovation

From Idea to Market Leader

A launchpad for students, graduates, and early-stage entrepreneurs.

Key Details:

  • Support Includes:

    • Seed grants up to $100,000.

    • Mentorship from industry experts.

    • IP protection and R&D funding.

  • Eligibility:
    ✅ African-based innovators.
    ✅ Viable MVP or prototype.

  • Programs:

    • Private Equity Incubator: Investor-backed scaling.

    • Academic Incubator: Strategy-focused training for students.

Co-operative Union Loans

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Trusted Community Financing

Business & Personal Loans

Flexible, ethical lending for entrepreneurs and salaried professionals.

Business Loans:

  • Types:

    • Variable Rate: <$100,000 (ideal for SMEs).

    • Fixed Rate: >$100,000 (stable terms for scaling).

  • Requirements:
    ✅ Registered business in Ghana/Nigeria.
    ✅ Audited financials or projections.

Personal Loans:

  • Features:

    • No collateral (salary-based approvals).

    • 6–36-month repayment terms.

  • Requirements:
    ✅ Valid national ID (Ghana Card/ECOWAS).
    ✅ Employer salary undertaking letter.

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